Financial Aid

Most forms of federal, state and private financial aid or loans may be applied to AIFS study abroad programs with approval of your home institution. Details are available from your campus financial aid officer or study abroad advisor. If you plan to use your financial aid award to pay AIFS fees, you should apply early to meet aid application deadlines. Rules of eligibility are determined by federal, state and local authorities. The student must pay, by the final payment deadline, the program fee less approved financial aid or loans that will be disbursed after the payment deadline. The student is responsible for ensuring that any outstanding balance is paid by the aid disbursement date. The student is responsible for full payment of fees regardless of any change to expected financial aid and or loan amounts.

Federal awards
NSEP (available for programs in Asia, Africa, the Middle East, Russia, Eastern Europe and Latin America where language is part of the study program - many AIFS programs qualify). Gilman; Pell (federal) grants; SEOG (federal Supplemental Education Opportunity Grants); Federal loans—PLUS; Federal Perkins loans; Federal subsidized Stafford loans; Federal unsubsidized Stafford loans.

Other sources of aid
State aid (varies from state to state); Merit awards/scholarships from your institution; Merit awards/scholarships from community-based organizations; GI educational benefits; ROTC scholarships; Rehabilitation educational assistance; AIFS and Diversity Scholarships.

Guaranteed fees
The tuition fees for all programs quoted are guaranteed for the fall semester of 2009 and spring semester of 2010 and will not increase due to currency fluctuations; however, fees are subject to adjustment resulting from government or airline surcharges (e.g., fuel) imposed subsequent to catalog publication (July 2008). Please see www.aifsabroad.com for updated information on current airline fuel surcharges. The AIFS website includes a comprehensive “full price” listing of all costs including tuition and fees, airfare, insurance and current fuel surcharges.

Changes and cancellations
AIFS reserves the right to make cancellations, changes or substitutions in emergencies, changed conditions or in the interest of each student group.